A STUDY ON SMALL FINANCE BANKS IN INDIA

Abstract

Profitability is the key parameter in banking sector which would reflect the efficient management of finance, human resource and other resources. The Small Finance Banks (SFBs) are newly introduced in order to uplift the rural and under-served sections. The small finance banks are facing more challenges such as high cost of transformation, controlling non-performing assets, prudential norms, technology changes, increase pressure on profitability, competition with other banks in the economy. Hence, the present study examines the overall profitability and performance of selected Small Finance Banks in India. This study is undertaken to examine the financial performance of small finance bank in the Indian economy and to forecast the financial trend for future period.